Jefferson County
If it has an engine and you use it for fun, it probably needs its own policy. Your auto and homeowners coverage leaves big gaps for boats, motorcycles, campers, and off-road vehicles — gaps you usually don’t discover until there’s a claim.
What we insure
- Boats and personal watercraft — fishing boats, pontoons, ski boats, and jet skis on the Ohio River or on nearby lakes like Atwood, Leesville, and Tappan
- Motorcycles — cruisers, sport bikes, touring bikes, and trikes
- RVs and motorhomes — Class A, B, and C motorhomes
- Campers and travel trailers — travel trailers, fifth wheels, and pop-ups, including seasonal campsites
- ATVs and UTVs — for trail riding, hunting, or work around the property
- Snowmobiles, dirt bikes, and golf carts
Coverage options
- Liability if you injure someone or damage their property
- Physical damage (collision and comprehensive) for the vehicle or boat itself
- Uninsured and underinsured motorist protection
- Custom parts and equipment — upgraded exhaust, electronics, trailers, fishing gear
- Roadside and on-water towing
- Total loss replacement on newer units with many carriers
- Personal effects coverage for belongings you keep in your RV or boat
Why one agency for all of it
When your toys are insured through the same agency as your auto and home, we can bundle for discounts where they’re available, line up your liability limits, and add an umbrella policy on top so everything is protected together. Stop in or call our Wintersville, Bergholz, or Carrollton office for a quote before the season starts.
