Jefferson County
Public entities face risks most businesses never see: police and fire operations, road maintenance, public meetings, elected officials’ decisions, and taxpayer money that has to be accounted for. McBane Insurance helps Ohio cities, villages, townships, and districts build coverage that fits how local government actually works — and keeps it affordable for the taxpayers who fund it.
“McBane is a company that is built on honesty and integrity. We have found that each employee that we work with has the same intangibles and we are always treated with the utmost respect. There is never a question that we haven’t had answered and we have always been given an explanation. The City of Heath is fortunate to have them as a working partner.”
— Jay Morrow, City Auditor, City of Heath
Who we insure
- Cities and villages
- Townships and counties
- Fire districts and EMS
- Park and recreation districts
- Water, sewer, and utility authorities
- Libraries and other political subdivisions
- Ohio school districts
Coverage for public entities
- General liability — injuries and property damage at public buildings, parks, and events
- Public officials liability — claims over decisions and actions by elected and appointed officials, councils, trustees, and boards
- Law enforcement liability — claims arising from police operations
- Employment practices liability — hiring, firing, discrimination, and harassment claims
- Auto and fleet — police cruisers, fire apparatus, plow trucks, and service vehicles
- Property and equipment — buildings, garages, water and sewer infrastructure, and heavy equipment
- Cyber liability — ransomware, data breaches, and the cost of restoring systems and notifying residents
- Crime and public official bonds — employee dishonesty, theft of funds, and required bonds for fiscal officers and other officials
How we work with public entities
We start with a full review of your current coverage and loss history, then compare options side by side so your council, trustees, or board can make a clear decision. After the program is placed, we stay involved — with certificates, vehicle and equipment changes, claims, and an annual review before every renewal.
Contact our Wintersville, Bergholz, or Carrollton office to schedule a coverage review.
